Stamp duty on a £750,000 property: £27,500 (England, 2026)
A main-home buyer in England pays £27,500 stamp duty on a £750,000 purchase — an effective rate of 3.7%. Additional-property buyers pay more than double.
£0
Effective rate: 0.00%
Indicative — final stamp duty depends on the exact completion date and HMRC's published rules at that date. Always confirm with your conveyancer. Figures based on rules in force April 2026.
£750,000 — the SDLT bill in three bands
A main-home buyer in England pays:
- £0 on the first £125,000 (0%)
- £2,500 on the slice from £125,000 to £250,000 (2%)
- £25,000 on the slice from £250,000 to £750,000 (5%)
- Total: £27,500 (effective rate 3.7%)
The marginal rate at £750,000 is 5% — every £10,000 of price chipped saves £500 in stamp duty alongside the cash.
First-time buyer relief does not apply
England's FTB relief is capped: relief disappears entirely above £500,000. A first-time buyer at £750,000 pays the standard £27,500 — same as any other main-home buyer. If you're a first-time buyer near £500k, the cliff matters: £499,999 saves you up to £5,000+ vs £500,001.
What changes for additional property or non-residents
| Buyer type | Stamp duty on £750,000 (England) |
|---|---|
| Main home (UK resident) | £27,500 |
| First-time buyer (UK resident) | £27,500 (no relief above £500k) |
| Additional property (UK resident) | £65,000 |
| Main home (non-UK resident) | £42,500 |
| Additional property (non-UK resident) | £80,000 |
Source: SDLT bands, additional-property surcharge and non-resident surcharge as published on gov.uk for purchases completing in 2026.
Worked examples around £750k
Example 1 — Family upsizing to a £775,000 detached house in Surrey. Main home, UK residents. Tax: £28,750. The £25,000 difference vs an asking price of £750k is £1,250 of marginal stamp duty — meaningful when negotiating.
Example 2 — Buy-to-let landlord buying a £740,000 HMO in Liverpool. Higher rates: £63,200 (standard £26,500 + 5% × £740,000 = £37,000). Combined effective rate: 8.5%. Adds three years of rent at 7% gross yield.
Example 3 — US buyer purchasing a £750,000 London flat as a pied-à-terre. Non-resident, additional property: £80,000. They could reclaim the 2% non-resident surcharge by spending 183+ days in the UK in any continuous 365-day window spanning completion.
Scotland and Wales at £750,000
- Scotland (LBTT): £48,350 — Scotland's bands push 10% all the way down from £325,000 to £750,000, making mid-range Scottish buyers proportionately worse off than English ones above £400k.
- Wales (LTT): £36,750.
Switch the country dropdown above for the exact figure.
Where Offrly fits
A £25,000 swing in the agreed price — comfortably within typical valuation uncertainty at the £750k mark — moves your stamp duty bill by £1,250 and could be the difference between offering and overpaying. Offrly's AI reads each comparable's photos, and hyperlocal pricing resolves prices to the street rather than the postcode — in about 30 seconds. Free. No email. A sharper first-pass price than any other free tool.
Other stamp duty calculators: £400,000 · £500,000 · £1m · First-time buyer · Additional property · Non-resident · Scotland (LBTT) · Wales (LTT) · Head calculator
Disclaimer: Indicative figures based on HMRC SDLT rules in force April 2026. Not tax advice. Confirm the binding figure with your conveyancer before exchange.
FAQ: Stamp duty on a £750,000 property: £27,500 (England, 2026)
How much is stamp duty on a £750,000 house in England?
£27,500 for a main-home buyer in 2026. The bill is 0% on the first £125,000, 2% on the slice to £250,000 (£2,500) and 5% on the £500,000 above (£25,000). Effective rate is 3.7%. Source: HMRC SDLT bands.
Do first-time buyers get relief at £750,000?
No — England's first-time buyer relief is withdrawn entirely above £500,000. At £750,000, a first-time buyer pays the same £27,500 as anyone else.
What about a £750,000 second home or buy-to-let?
The 5% additional-property surcharge applies on top: standard £27,500 + 5% × £750,000 = £65,000 total. That's an effective rate of 8.7% — well over £37,000 more than a main-home purchase at the same price.
What does a non-UK resident pay on £750,000?
Standard SDLT £27,500 plus the 2% non-resident surcharge (£15,000) = £42,500. Combined with the additional-property surcharge, a non-resident buy-to-let at £750k pays £80,000 in stamp duty.
Is £750,000 a stamp-duty cliff edge?
Not in England — the next cliff is £925,000 where the rate jumps to 10%. But in Scotland (LBTT), £750,000 is exactly the band cliff: every pound above £750,000 attracts a 12% rate.