How Much Is My House Worth?

You can find out what your UK house is worth in three main ways: a free AI-powered online valuation (about 30 seconds, indicative), a local estate agent's free visit (about an hour, sales-motivated), or a RICS-qualified surveyor (paid, and the only option lenders and insurers accept). Each gives a different number because each is designed for a different purpose — use all three together for anything that matters.

There are several ways to put a figure on a UK home, and they differ in speed, accuracy, cost, and what they are actually designed for. Pick the method that matches the decision you're about to make — a quick sanity-check, a sales-pitch visit, or a regulated number a lender will accept.

AI-powered automated valuation

A fast free option. Tools like Offrly combine live comparable listings with AI that reads listing photos for condition and garden quality, then run the result through an ML model.

Useful for: a quick starting point and sanity-checking a figure you have already been given.

Not useful for: a mortgage valuation or any regulated process.

Local estate-agent valuation

An agent will walk through the property and give a figure. Many agents offer this free because they hope to win the instruction. Opinions vary between agents, so it is common to invite two or three.

Professional surveyor's valuation

A RICS-qualified surveyor conducting a HomeBuyer Report or a Building Survey will give you a professional opinion. This is what lenders and insurers require.

What tends to affect a UK home's value

• Location, not just at postcode level.
• Internal condition.
• Garden size and orientation.
• Parking, especially in cities.
• School catchments.
• Noise and pollution.
• Tenure and, for flats, remaining lease length.

How Offrly fits in

Offrly is a sharp free first-pass price. Our AI reads each comparable's photos — garden, condition, layout, finish — the way a seasoned property analyst would, and a hyperlocal regression resolves prices down to the street rather than the postcode — picking up variation that traditional automated valuation models flatten away. Thirty seconds from postcode to a point estimate with the comparables that fed it.

Run a free Offrly valuation →

Disclaimer: Offrly is indicative market guidance, not a regulated valuation and not financial, tax or legal advice. For mortgage, insurance, probate or tax purposes, use a RICS-qualified surveyor and consult an independent adviser.