How Much Is My House Worth?

There are several ways to put a figure on a UK home, and they differ in speed, accuracy, cost, and what they are actually designed for. Pick the method that matches the decision you're about to make — a quick sanity-check, a sales-pitch visit, or a regulated number a lender will accept.

AI-powered automated valuation

A fast option, usually free for a basic estimate. Tools like Offrly combine live comparable listings with AI that reads listing photos for condition and garden quality, then run the result through an ML model.

Useful for: a quick starting point and sanity-checking a figure you have already been given.

Not useful for: a mortgage valuation or any regulated process.

Local estate-agent valuation

An agent will walk through the property and give a figure. Many agents offer this free because they hope to win the instruction. Opinions vary between agents, so it is common to invite two or three.

Professional surveyor's valuation

A RICS-qualified surveyor conducting a HomeBuyer Report or a Building Survey will give you a professional opinion. This is what lenders and insurers require.

What tends to affect a UK home's value

• Location, not just at postcode level.
• Internal condition.
• Garden size and orientation.
• Parking, especially in cities.
• School catchments.
• Noise and pollution.
• Tenure and, for flats, remaining lease length.

How Offrly fits in

Offrly is a sharp first-pass price. Our AI reads each comparable's photos — garden, condition, layout, finish — the way a seasoned property analyst would, and hyperlocal pricing resolves prices down to the street rather than the postcode — picking up variation that traditional automated valuation models flatten away. Thirty seconds from postcode to a free price bracket; the full report adds the exact figure and the comparables that fed it.

What would your house be worth after improvements?

Offrly's full valuation report includes a Scenario Explorer that re-prices the same property with extra bedrooms, more floor area, a different garden or interior condition — so you can see how much a loft conversion, an extension, an extra bedroom or a refurbishment would add to your specific home, against the same live UK comparable set.

Get a free price bracket from Offrly →

Disclaimer: Offrly is indicative market guidance, not a regulated valuation and not financial, tax or legal advice. For mortgage, insurance, probate or tax purposes, use a RICS-qualified surveyor and consult an independent adviser.

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